🏦Bank Scorer

This institution is no longer active

Operations ceased on June 15, 2012. CRA examination history below reflects the period it was active.

SECURITY EXCHANGE BANK

MARIETTA, GA · Supervised by FDIC

Est. 2000FDIC #35,299RSSD: FDIC-35299
Part ofSEB BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.73%

Institution Profile

FDIC BankFind

Address

833 South Cobb Drive, MARIETTA, GA

County

Cobb County

Established

April 17, 2000

Total Assets

$151M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 5, 2008

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2012Call Report / FDIC

Total Assets

$151M

Total Deposits

$148M

Net Loans

$70M

Net Income

$-281K

ROA

-0.73%

ROE

-36.75%

Risk-Based Capital

3.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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