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This institution is no longer active

Operations ceased on July 24, 2009. CRA examination history below reflects the period it was active.

SECURITY BANK OF HOUSTON COUNTY

PERRY, GA · Supervised by FDIC

Est. 1987FDIC #27,048RSSD: FDIC-27048
Part ofSECURITY BANK CORP→ View all charters
Satisfactory Same

Current rating · Exam: August 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.76%

Institution Profile

FDIC BankFind

Address

1208 Washington Street, PERRY, GA

County

Houston County

Established

September 14, 1987

Total Assets

$372M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2008

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$372M

Total Deposits

$313M

Net Loans

$203M

Net Income

$-5,227K

ROA

-2.76%

ROE

-55.74%

Risk-Based Capital

8.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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