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This institution is no longer active

Operations ceased on December 10, 1993. CRA examination history below reflects the period it was active.

SECURITY BANK & TRUST COMPANY OF PONCA CITY, OKLAHOMA

PONCA CITY, OK · Supervised by FDIC

Est. 1917FDIC #12,286RSSD: FDIC-12286
Part ofPONCA BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.56%

Institution Profile

FDIC BankFind

Address

222 East Grand Street, PONCA CITY, OK

County

Kay County

Established

February 7, 1917

Total Assets

$117M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$117M

Total Deposits

$106M

Net Loans

$79M

Net Income

$-502K

ROA

-0.56%

ROE

-6.38%

Risk-Based Capital

11.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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