🏦Bank Scorer

This institution is no longer active

Operations ceased on May 23, 2002. CRA examination history below reflects the period it was active.

SAVANNA STATE BANK

SAVANNA, IL · Supervised by FDIC

Est. 1965FDIC #19,517RSSD: FDIC-19517
Part ofTHOMSON INVESTMENT CO INC→ View all charters
Satisfactory Down

Current rating · Exam: March 1999

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.65%

Institution Profile

FDIC BankFind

Address

302 Main Street, SAVANNA, IL

County

Carroll County

Established

October 13, 1965

Total Assets

$38M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1999

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$38M

Total Deposits

$34M

Net Loans

$20M

Net Income

$62K

ROA

0.65%

ROE

6.23%

Risk-Based Capital

19.56%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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