Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$749M
Total Deposits
$623M
Net Loans
$547M
Net Income
$1M
ROA
0.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.12%
Risk-Based Capital
12.49%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 248 | 93.15% | 2.82% |
| 2023 | 217 | 87.56% | 3.69% |
| 2022 | 245 | 91.43% | 3.27% |
| 2021 | 336 | 87.2% | 6.85% |
| 2020 | 528 | 92.05% | 3.98% |
| 2019 | 248 | 90.73% | 5.65% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Intermediate Small Bank |
| May 2021 | Satisfactory | Intermediate Small Bank |
| Mar 2018 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2002
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Total Branches
9
Branch Deposits
$621M
1-Year Change
+1
5-year net change: +2 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red