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This institution is no longer active

Operations ceased on March 4, 2006. CRA examination history below reflects the period it was active.

RURAL AMERICAN BANK - FOLEY

FOLEY, MN · Supervised by FDIC

Est. 1903FDIC #10,209RSSD: FDIC-10209
Part ofFRANDSEN FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: March 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.51%

Institution Profile

FDIC BankFind

Address

341 Fourth Avenue, FOLEY, MN

County

Benton County

Established

May 3, 1903

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2004

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$73M

Total Deposits

$65M

Net Loans

$56M

Net Income

$2M

ROA

2.51%

ROE

27.47%

Risk-Based Capital

12.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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