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This institution is no longer active

Operations ceased on December 3, 2021. CRA examination history below reflects the period it was active.

ROWLEY SAVINGS BANK

ROWLEY, IA · Supervised by FDIC

Est. 1914FDIC #9,102RSSD: FDIC-9102
Part ofSHIELDS AGENCY INC→ View all charters
Needs to Improve Down

Current rating · Exam: March 2021

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -0.58%

Institution Profile

FDIC BankFind

Address

114 Ely Street, ROWLEY, IA

County

Buchanan County

Established

January 1, 1914

Total Assets

$16M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

March 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2021Call Report / FDIC

Total Assets

$16M

Total Deposits

$15M

Net Loans

$3M

Net Income

$-77K

ROA

-0.58%

ROE

-7.28%

Risk-Based Capital

43.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

7 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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