This institution is no longer active
Operations ceased on November 19, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$379M
Total Deposits
$316M
Net Loans
$227M
Net Income
$7M
ROA
2.30%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.09%
Risk-Based Capital
16.02%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 627 | 85.65% | 2.71% |
| 2020 | 1,204 | 91.78% | 1.50% |
| 2019 | 340 | 87.35% | 3.82% |
| 2018 | 282 | 82.62% | 6.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2020 | Satisfactory | Small Bank |
| Mar 2017 | Satisfactory | Small Bank |
| Aug 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1992
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Established
Total Assets