This institution is no longer active

Operations ceased on September 15, 1995. CRA examination history below reflects the period it was active.

ROSEVILLE STATE BANK

ROSEVILLE, IL · Supervised by FDIC

Est. 1944FDIC #16,189RSSD: FDIC-16189

Part ofCITIZENS CENTRAL BCORP INC→ View all charters

Satisfactory

Current rating · Exam: August 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.27%

Institution Profile

FDIC BankFind

Address

Main Street And Penn Avenue, ROSEVILLE, IL

County

Warren County

Established

September 19, 1944

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$18M

Total Deposits

$15M

Net Loans

$8M

Net Income

$112K

ROA

1.27%

ROE

11.53%

Risk-Based Capital

21.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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