🏦Bank Scorer

This institution is no longer active

Operations ceased on July 15, 2018. CRA examination history below reflects the period it was active.

ROSE HILL BANK

ROSE HILL, KS · Supervised by FDIC

Est. 1906FDIC #13,881RSSD: FDIC-13881
Part ofAMERICAN STATE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.86%

Institution Profile

FDIC BankFind

Address

107 N Rose Hill Rd, ROSE HILL, KS

County

Butler County

Established

May 17, 1906

Total Assets

$318M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2018Call Report / FDIC

Total Assets

$318M

Total Deposits

$276M

Net Loans

$206M

Net Income

$1M

ROA

0.86%

ROE

7.44%

Risk-Based Capital

12.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate22.73%Peer avg: 7.63%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20188838.64%22.73%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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