This institution is no longer active

Operations ceased on October 23, 2009. CRA examination history below reflects the period it was active.

RIVERVIEW COMMUNITY BANK

OTSEGO, MN · Supervised by FDIC

Est. 2003FDIC #57,525RSSD: FDIC-57525

Part ofAMERICAN EAGLE FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: June 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.87%

Institution Profile

FDIC BankFind

Address

9040 Quaday Avenue Ne, Suite 100, OTSEGO, MN

County

Wright County

Established

March 17, 2003

Total Assets

$99M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2006

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$99M

Total Deposits

$75M

Net Loans

$63M

Net Income

$-4,221K

ROA

-4.87%

ROE

-155.47%

Risk-Based Capital

2.95%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate11.49%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2020	174	24.71%	11.49%
2019	149	38.26%	16.11%
2018	207	42.51%	19.32%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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