🏦Bank Scorer

RIVERHILLS BANK

MILFORD, OH · Supervised by FDIC

Est. 1904FDIC #6,662RSSD: FDIC-6662
Part ofNEW RICHMOND BCORP→ View all charters
Outstanding Up

Current rating · Exam: April 2022

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

553 Chamber Dr, MILFORD, OH

County

Clermont County

Established

November 17, 1904

Total Assets

$344M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$344M

Total Deposits

$307M

Net Loans

$284M

Net Income

$1M

ROA

1.22%

ROE

12.11%

Risk-Based Capital

13.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$292M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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