Legal name: RIVER FINANCIAL CORPORATION
1 active bank · $3.9B combined assets
RSSD ID: 4422851 (FFIEC NIC)
Combined Assets
$3.9B
CRA Rating Summary
Across all 6 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$3.9B
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$3.5B
Net Income
$15M
ROA (avg)
1.52%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
1,507
Origination Rate
82.88%
Denial Rate
5.31%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| RIVER BANK & TRUST | PRATTVILLE, AL | FDIC | $3.9B | 100.0% | Satisfactory | Oct 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.