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This institution is no longer active

Operations ceased on October 9, 2000. CRA examination history below reflects the period it was active.

RICHMOND BANK

RICHMOND, IL · Supervised by FDIC

Est. 1921FDIC #10,461RSSD: FDIC-10461
Part ofSTATE FINANCIAL SERVICES CORP→ View all charters
Satisfactory Same

Current rating · Exam: September 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.07%

Institution Profile

FDIC BankFind

Address

10910 Main Street, RICHMOND, IL

County

Mchenry County

Established

January 1, 1921

Total Assets

$69M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2000Call Report / FDIC

Total Assets

$69M

Total Deposits

$56M

Net Loans

$41M

Net Income

$-38K

ROA

-0.07%

ROE

-0.43%

Risk-Based Capital

15.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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