Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.1B
Total Deposits
$3.6B
Net Loans
$2.2B
Net Income
$14M
ROA
1.40%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.21%
Risk-Based Capital
17.36%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 846 | 71.28% | 10.28% |
| 2023 | 923 | 69.66% | 14.08% |
| 2022 | 1,564 | 68.54% | 12.66% |
| 2021 | 1,651 | 73.41% | 8.78% |
| 2020 | 2,234 | 73.86% | 9.13% |
| 2019 | 1,482 | 76.38% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2008 | Satisfactory | Intermediate Small Bank |
| Oct 2005 | Satisfactory | Large Bank |
| Dec 2002 | Satisfactory | Large Bank |
4 previous ratings locked — back to 1991
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Total Branches
61
Branch Deposits
$3.5B
1-Year Change
0
5-year net change: +5 branches
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| 8.03% |
| 2018 | 1,312 | 72.56% | 10.67% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red