This institution is no longer active

Operations ceased on December 31, 2003. CRA examination history below reflects the period it was active.

PROVIDIAN BANK

SALT LAKE CITY, UT · Supervised by FDIC

Est. 1996FDIC #34,166RSSD: FDIC-34166

Satisfactory

Current rating · Exam: July 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Address

5215 Wiley Post Way, SALT LAKE CITY, UT

County

Salt Lake County

Established

April 30, 1996

Total Assets

$1.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1998

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2003Call Report / FDIC

Total Assets

$1.4B

Total Deposits

$1.2B

Net Loans

$23M

Net Income

$7M

ROA

0.56%

ROE

5.33%

Risk-Based Capital

34.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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