Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$1.1B
Net Income
$6M
ROA
1.62%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.65%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 174 | 67.82% | 7.47% |
| 2023 | 149 | 71.14% | 7.38% |
| 2022 | 213 | 76.06% | 6.57% |
| 2021 | 463 | 77.54% | 5.40% |
| 2020 | 782 | 79.92% | 5.63% |
| 2019 | 203 | 76.35% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Intermediate Small Bank |
| Nov 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2007
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Total Branches
16
Branch Deposits
$1.3B
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 273 | 73.26% | 5.49% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red