Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$840M
Total Deposits
$762M
Net Loans
$603M
Net Income
$3M
ROA
1.44%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.78%
Risk-Based Capital
16.83%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 168 | 91.07% | 0.60% |
| 2023 | 239 | 86.61% | 3.35% |
| 2022 | 628 | 89.97% | 1.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Dec 2019 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2011
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Total Branches
10
Branch Deposits
$740M
1-Year Change
+3
5-year net change: +3 branches
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