This institution is no longer active

Operations ceased on September 30, 2015. CRA examination history below reflects the period it was active.

PREFERRED SAVINGS BANK

CHICAGO, IL · Supervised by FDIC

Est. 1891FDIC #28,299RSSD: FDIC-28299

Part ofPOLISH NATL ALLIANCE UNITED STATES N AM→ View all charters

Satisfactory Up

Current rating · Exam: July 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.40%

Institution Profile

FDIC BankFind

Address

4800 South Pulaski Road, CHICAGO, IL

County

Cook County

Established

January 1, 1891

Total Assets

$96M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2015Call Report / FDIC

Total Assets

$96M

Total Deposits

$90M

Net Loans

$71M

Net Income

$679K

ROA

1.40%

ROE

23.36%

Risk-Based Capital

10.82%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1994

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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