Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$114M
Total Deposits
$92M
Net Loans
$86M
Net Income
$-49K
ROA
-0.19%
Below avg for Small banks. Peer avg: 0.44%
ROE
-2.46%
Risk-Based Capital
12.85%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 47 | 59.57% | 6.38% |
| 2023 | 16 | 43.75% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Needs to Improve | Small Bank |
| Jun 2019 | Satisfactory | Small Bank |
| Sep 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1992
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Total Branches
2
Branch Deposits
$65M
1-Year Change
0
5-year net change: +1 branches
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