PORTAGE BANCSHARES INC is the bank holding company. PORTAGE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

PORTAGE BANCSHARES INC

Legal name: PORTAGE BANCSHARES, INC.

1 active bank · $114M combined assets

RSSD ID: 1127173 (FFIEC NIC)

Combined Assets

$114M

CRA Rating Summary

Needs to Improve1charter

Across all 9 exams on record for this holding company's charters, 78% resulted in Outstanding or Satisfactory.

Primary bankPORTAGE BANKBELLEVUE, WANeeds to Improve$114MView profile →

At a Glance

Dominant CRA Rating

Needs to Improve

1 of 1 bank · Falls short on community lending

Combined Assets

$114M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$92M

Net Income

$-49K

ROA (avg)

-0.19%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

59.57%

Denial Rate

6.38%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
PORTAGE BANK	BELLEVUE, WA	FDIC	$114M	100.0%	Needs to Improve	Oct 2025

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.