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This institution is no longer active

Operations ceased on July 31, 1993. CRA examination history below reflects the period it was active.

POMEROY STATE BANK

POMEROY, IA · Supervised by FDIC

Est. 1892FDIC #14,937RSSD: FDIC-14937
Part ofPOMEROY BCORP→ View all charters
Satisfactory

Current rating · Exam: March 1991

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

Main Street, POMEROY, IA

County

Calhoun County

Established

January 1, 1892

Total Assets

$16M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$16M

Total Deposits

$14M

Net Loans

$8M

Net Income

$91K

ROA

1.13%

ROE

8.67%

Risk-Based Capital

25.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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