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This institution is no longer active

Operations ceased on March 31, 2014. CRA examination history below reflects the period it was active.

PLATTE VALLEY STATE BANK & TRUST COMPANY

KEARNEY, NE · Supervised by FDIC

Est. 1944FDIC #16,112RSSD: FDIC-16112
Part ofLAURITZEN CORP→ View all charters
Outstanding Up

Current rating · Exam: October 1993

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.69%

Institution Profile

FDIC BankFind

Address

2223 Second Avenue, KEARNEY, NE

County

Buffalo County

Established

January 3, 1944

Total Assets

$441M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1993

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$441M

Total Deposits

$322M

Net Loans

$293M

Net Income

$3M

ROA

0.69%

ROE

8.54%

Risk-Based Capital

12.26%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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