Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$466M
Total Deposits
$422M
Net Loans
$306M
Net Income
$2M
ROA
1.66%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.40%
Risk-Based Capital
15.34%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 60 | 65% | 23.33% |
| 2023 | 45 | 66.67% | 24.44% |
| 2022 | 74 | 74.32% | 17.57% |
| 2021 | 115 | 77.39% | 12.17% |
| 2020 | 141 | 74.47% | 14.18% |
| 2019 | 309 | 79.61% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Small Bank |
| Jul 2020 | Satisfactory | Small Bank |
| Sep 2017 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$402M
1-Year Change
-1
5-year net change: -2 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/planters-first-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 823 | 77.04% | 5.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red