Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$828M
Net Income
$5M
ROA
1.65%
Above avg for Community banks. Peer avg: 0.90%
ROE
26.57%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 320 | 91.25% | 6.88% |
| 2023 | 375 | 92.53% | 4.53% |
| 2022 | 641 | 93.6% | 4.68% |
| 2021 | 554 | 94.77% | 3.43% |
| 2020 | 527 | 97.91% | 1.52% |
| 2019 | 591 | 96.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Jul 2017 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Total Branches
33
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: +4 branches
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Preview:
| 2018 | 516 | 92.64% | 4.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red