Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.6B
Total Deposits
$3.5B
Net Loans
$3.5B
Net Income
$5M
ROA
0.41%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.68%
Risk-Based Capital
12.62%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,102 | 67.6% | 11.43% |
| 2023 | 1,113 | 65.41% | 14.56% |
| 2022 | 1,493 | 68.92% | 12.53% |
| 2021 | 985 | 74.42% | 9.14% |
| 2020 | 1,211 | 65.81% | 10.65% |
| 2019 | 1,102 | 74.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Large Bank |
| Mar 2022 | Satisfactory | Large Bank |
| Nov 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1993
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Total Branches
20
Branch Deposits
$3.4B
1-Year Change
+1
5-year net change: -3 branches
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| 10.89% |
| 2018 | 1,123 | 77.03% | 8.99% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red