Legal name: PEOPLESBANCORP, MHC
2 active banks · $7.0B combined assets
RSSD ID: 3186585 (FFIEC NIC)
Combined Assets
$7.0B
CRA Rating Summary
Across all 20 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$7.0B
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$5.4B
Net Income
$9M
ROA (avg)
0.53%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
1,102
Origination Rate
67.6%
Denial Rate
11.43%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| PEOPLESBANK | HOLYOKE, MA | FDIC | $4.6B | Satisfactory | Nov 2025 |
| SPENCER SAVINGS BANK | SPENCER, MA | FDIC | $2.4B | Satisfactory | Oct 2014 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.