PEOPLESBANCORP MHC operates 2 active bank charters, each examined independently for CRA compliance.

Bank Holding Company

PEOPLESBANCORP MHC

Legal name: PEOPLESBANCORP, MHC

2 active banks · $7.0B combined assets

RSSD ID: 3186585 (FFIEC NIC)

Combined Assets

$7.0B

CRA Rating Summary

Satisfactory2charters

Across all 20 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankPEOPLESBANKHOLYOKE, MASatisfactory$4.6BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

2 of 2 banks · Meets expectations for community lending

Combined Assets

$7.0B

2 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$5.4B

Net Income

$9M

ROA (avg)

0.53%

asset-weighted avg

Aggregated HMDA data across all active charters for 2024.

Applications

1,102

Origination Rate

67.6%

Denial Rate

11.43%

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
PEOPLESBANK	HOLYOKE, MA	FDIC	$4.6B	Satisfactory	Nov 2025
SPENCER SAVINGS BANK	SPENCER, MA	FDIC	$2.4B	Satisfactory	Oct 2014

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.