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This institution is no longer active

Operations ceased on March 11, 2016. CRA examination history below reflects the period it was active.

PEOPLES STATE BANK OF MADISON LAKE

MADISON LAKE, MN · Supervised by FDIC

Est. 1901FDIC #1,923RSSD: FDIC-1923
Part ofVAN DEUSEN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.12%

Institution Profile

FDIC BankFind

Address

500 Main Street, MADISON LAKE, MN

County

Blue Earth County

Established

November 15, 1901

Total Assets

$25M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2014

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2015Call Report / FDIC

Total Assets

$25M

Total Deposits

$23M

Net Loans

$14M

Net Income

$29K

ROA

0.12%

ROE

1.46%

Risk-Based Capital

14.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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