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This institution is no longer active

Operations ceased on October 20, 2006. CRA examination history below reflects the period it was active.

PEOPLE'S STATE BANK

MANITO, IL · Supervised by FDIC

Est. 1905FDIC #10,436RSSD: FDIC-10436
Part ofMANITO BANK SERVICES INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.84%

Institution Profile

FDIC BankFind

Address

105 South Adams, MANITO, IL

County

Mason County

Established

October 31, 1905

Total Assets

$48M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$48M

Total Deposits

$39M

Net Loans

$35M

Net Income

$312K

ROA

0.84%

ROE

8.48%

Risk-Based Capital

14.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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