🏦Bank Scorer

This institution is no longer active

Operations ceased on September 4, 2001. CRA examination history below reflects the period it was active.

PEOPLES STATE BANK

MANCHESTER, IA · Supervised by FDIC

Est. 1955FDIC #17,497RSSD: FDIC-17497
Part ofBANK MANAGEMENT GROUP LTD→ View all charters
Outstanding Same

Current rating · Exam: November 1998

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.08%

Institution Profile

FDIC BankFind

Address

1218 West Main Street, MANCHESTER, IA

County

Delaware County

Established

October 3, 1955

Total Assets

$43M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2001Call Report / FDIC

Total Assets

$43M

Total Deposits

$33M

Net Loans

$32M

Net Income

$17K

ROA

0.08%

ROE

1.32%

Risk-Based Capital

8.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/fd389994-222e-4e23-8a66-551afa178fb6"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: