🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 2017. CRA examination history below reflects the period it was active.

PEOPLES STATE BANK

MC DONALD, KS · Supervised by FDIC

Est. 1930FDIC #14,898RSSD: FDIC-14898
Part ofBIG MAC BANCSHARES INC→ View all charters
Outstanding Up

Current rating · Exam: February 2015

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.12%

Institution Profile

FDIC BankFind

Address

304 Rawlins Avenue, MC DONALD, KS

County

Rawlins County

Established

April 30, 1930

Total Assets

$122M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2017Call Report / FDIC

Total Assets

$122M

Total Deposits

$100M

Net Loans

$105M

Net Income

$1M

ROA

2.12%

ROE

22.81%

Risk-Based Capital

11.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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