Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$652M
Total Deposits
$582M
Net Loans
$332M
Net Income
$1M
ROA
0.85%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.05%
Risk-Based Capital
15.10%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,128 | 79.34% | 8.78% |
| 2020 | 2,715 | 87.81% | 5.52% |
| 2019 | 1,385 | 82.82% | 7.65% |
| 2018 | 1,091 | 81.76% | 9.81% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Satisfactory | Intermediate Small Bank |
| Oct 2019 | Satisfactory | Small Bank |
4 previous ratings locked — back to 2001
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Total Branches
8
Branch Deposits
$488M
1-Year Change
0
5-year net change: +2 branches
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