Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$102M
Total Deposits
$85M
Net Loans
$88M
Net Income
$122K
ROA
0.47%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.89%
Risk-Based Capital
15.19%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 23 | 91.3% | 8.70% |
| 2023 | 66 | 80.3% | 12.12% |
| 2022 | 144 | 89.58% | 2.08% |
| 2021 | 167 | 85.03% | 2.40% |
| 2020 | 208 | 87.98% | 1.92% |
| 2019 | 102 | 72.55% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2020 | Satisfactory | Small Bank |
| Jun 2014 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$85M
1-Year Change
0
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Preview:
| 2018 | 105 | 66.67% | 11.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red