This institution is no longer active
Operations ceased on July 11, 2016. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$63M
Total Deposits
$41M
Net Loans
$42M
Net Income
$278K
ROA
0.89%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.36%
Risk-Based Capital
13.65%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 392 | 72.19% | 9.18% |
| 2020 | 1,040 | 67.69% | 12.98% |
| 2019 | 666 | 72.82% | 13.36% |
| 2018 | 655 | 75.27% | 11.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2004 | Satisfactory | Small Bank |
| Oct 1999 | Satisfactory | Small Bank |
| Oct 1996 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
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Established
Total Assets