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This institution is no longer active

Operations ceased on January 13, 1993. CRA examination history below reflects the period it was active.

PEOPLES BANK OF KANSAS

RICHMOND, KS · Supervised by FDIC

Est. 1920FDIC #4,764RSSD: FDIC-4764
Part ofPEOPLES INVESTMENT INC→ View all charters
Satisfactory

Current rating · Exam: October 1990

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.63%

Institution Profile

FDIC BankFind

Address

Main Street, RICHMOND, KS

County

Franklin County

Established

January 1, 1920

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 10, 1990

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$15M

Total Deposits

$14M

Net Loans

$8M

Net Income

$93K

ROA

0.63%

ROE

8.13%

Risk-Based Capital

16.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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