🏦Bank Scorer

This institution is no longer active

Operations ceased on October 28, 1996. CRA examination history below reflects the period it was active.

PEOPLES BANK OF CAMBRIDGE

CAMBRIDGE, IL · Supervised by FDIC

Est. 1934FDIC #14,643RSSD: FDIC-14643
Part ofORION BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: November 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

201 North Prospect, CAMBRIDGE, IL

County

Henry County

Established

July 27, 1934

Total Assets

$27M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1996Call Report / FDIC

Total Assets

$27M

Total Deposits

$25M

Net Loans

$10M

Net Income

$158K

ROA

0.81%

ROE

9.48%

Risk-Based Capital

18.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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