Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.3B
Net Loans
$909M
Net Income
$7M
ROA
1.84%
Above avg for Community banks. Peer avg: 0.90%
ROE
18.30%
Risk-Based Capital
16.83%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 149 | 53.69% | 16.78% |
| 2023 | 221 | 54.75% | 19.46% |
| 2022 | 234 | 61.54% | 17.95% |
| 2021 | 256 | 52.73% | 23.83% |
| 2020 | 263 | 52.09% | 15.59% |
| 2019 | 206 | 52.43% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
28
Branch Deposits
$1.3B
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 24.27% |
| 2018 | 229 | 58.08% | 15.72% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red