Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$789M
Total Deposits
$713M
Net Loans
$492M
Net Income
$3M
ROA
1.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.58%
Risk-Based Capital
16.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 97 | 60.82% | 9.28% |
| 2023 | 117 | 71.79% | 8.55% |
| 2019 | 60 | 75% | 8.33% |
| 2018 | 78 | 71.79% | 12.82% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| May 2022 | Satisfactory | Small Bank |
| Aug 2016 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2007
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Total Branches
2
Branch Deposits
$652M
1-Year Change
0
5-year net change: +1 branches
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