Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$332M
Total Deposits
$302M
Net Loans
$175M
Net Income
$743K
ROA
0.89%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.26%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 218 | 54.59% | 24.31% |
| 2023 | 153 | 59.48% | 24.18% |
| 2022 | 236 | 64.83% | 16.10% |
| 2021 | 248 | 69.35% | 11.69% |
| 2020 | 234 | 61.11% | 15.38% |
| 2019 | 262 | 61.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2021 | Satisfactory | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
| Nov 2012 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
7
Branch Deposits
$291M
1-Year Change
0
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| 15.27% |
| 2018 | 207 | 68.12% | 15.94% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red