Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$302M
Total Deposits
$261M
Net Loans
$177M
Net Income
$767K
ROA
1.02%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.34%
Risk-Based Capital
15.17%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 98 | 67.35% | 21.43% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Outstanding | Small Bank |
| Jul 2021 | Satisfactory | Small Bank |
| Jul 2018 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$256M
1-Year Change
0
5-year net change: +1 branches
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