This institution is no longer active

Operations ceased on September 2, 2011. CRA examination history below reflects the period it was active.

PATRIOT BANK OF GEORGIA

CUMMING, GA · Supervised by FDIC

Est. 2006FDIC #58,273RSSD: FDIC-58273

Satisfactory

Current rating · Exam: February 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.70%

Institution Profile

FDIC BankFind

Address

2555 Peachtree Parkway, CUMMING, GA

County

Forsyth County

Established

July 3, 2006

Total Assets

$151M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2009

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2011Call Report / FDIC

Total Assets

$151M

Total Deposits

$141M

Net Loans

$109M

Net Income

$-1,339K

ROA

-1.70%

ROE

-81.05%

Risk-Based Capital

3.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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