Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.2B
Net Loans
$903M
Net Income
$5M
ROA
1.43%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.70%
Risk-Based Capital
15.76%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 375 | 62.67% | 11.73% |
| 2023 | 304 | 61.18% | 14.80% |
| 2019 | 42 | 100% | 0.00% |
| 2018 | 38 | 86.84% | 7.89% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Nov 2021 | Satisfactory | Small Bank |
| Sep 2015 | Outstanding | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
17
Branch Deposits
$1.2B
1-Year Change
+1
5-year net change: +12 branches
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