Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$539M
Total Deposits
$489M
Net Loans
$441M
Net Income
$1M
ROA
0.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.62%
Risk-Based Capital
11.49%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 52 | 84.62% | 9.62% |
| 2018 | 51 | 78.43% | 11.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Outstanding | Small Bank |
4 previous ratings locked — back to 1997
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Total Branches
5
Branch Deposits
$469M
1-Year Change
0
5-year net change: -1 branches
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