This institution is no longer active

Operations ceased on January 10, 2020. CRA examination history below reflects the period it was active.

PACIFIC GLOBAL BANK

CHICAGO, IL · Supervised by FDIC

Est. 1995FDIC #34,089RSSD: FDIC-34089

Part ofPGB HOLDINGS INC→ View all charters

Satisfactory

Current rating · Exam: October 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.30%

Institution Profile

FDIC BankFind

Address

2323 South Wentworth Avenue, CHICAGO, IL

County

Cook County

Established

November 9, 1995

Total Assets

$220M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2019Call Report / FDIC

Total Assets

$220M

Total Deposits

$194M

Net Loans

$171M

Net Income

$3M

ROA

1.30%

ROE

11.74%

Risk-Based Capital

23.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate1.60%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2018	250	86.4%	1.60%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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