This institution is no longer active
Operations ceased on June 30, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$743M
Total Deposits
$659M
Net Loans
$404M
Net Income
$7M
ROA
1.25%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.34%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 2,170 | 20% | 69.31% |
| 2020 | 2,570 | 19.49% | 69.61% |
| 2019 | 2,752 | 22.67% | 65.19% |
| 2018 | 1,999 | 26.76% | 62.03% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2019 | Satisfactory | Intermediate Small Bank |
| Oct 2016 | Satisfactory | Intermediate Small Bank |
| Dec 2013 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Established
Total Assets