Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$361M
Total Deposits
$298M
Net Loans
$308M
Net Income
$663K
ROA
0.73%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.59%
Risk-Based Capital
16.48%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 120 | 85.83% | 2.50% |
| 2023 | 138 | 78.26% | 3.62% |
| 2022 | 289 | 78.2% | 8.30% |
| 2021 | 620 | 84.03% | 6.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Small Bank |
| Aug 2003 | Satisfactory | Small Bank |
| Sep 1998 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$281M
1-Year Change
0
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