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This institution is no longer active

Operations ceased on March 20, 2004. CRA examination history below reflects the period it was active.

OMNI BANK

MACOMB, IL · Supervised by FDIC

Est. 1909FDIC #12,116RSSD: FDIC-12116
Part ofUNIONBANCORP INC→ View all charters
Outstanding Up

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -1.63%

Institution Profile

FDIC BankFind

Address

440 North Lafayette Street, MACOMB, IL

County

Mcdonough County

Established

January 1, 1909

Total Assets

$160M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$160M

Total Deposits

$131M

Net Loans

$72M

Net Income

$-2,713K

ROA

-1.63%

ROE

-15.69%

Risk-Based Capital

13.10%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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