Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$6.8B
Total Deposits
$5.6B
Net Loans
$5.1B
Net Income
$28M
ROA
1.61%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.05%
Risk-Based Capital
14.88%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,159 | 73.86% | 8.89% |
| 2023 | 1,167 | 71.21% | 11.57% |
| 2022 | 1,359 | 72.48% | 8.31% |
| 2021 | 1,529 | 78.81% | 7.72% |
| 2020 | 2,196 | 80.74% | 6.33% |
| 2019 | 1,317 | 74.72% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Outstanding | Large Bank |
| Jan 2022 | Outstanding | Large Bank |
| Jul 2014 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1994
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Total Branches
56
Branch Deposits
$4.9B
1-Year Change
+5
5-year net change: +27 branches
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| 8.88% |
| 2018 | 1,249 | 72.62% | 12.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red