🏦Bank Scorer

This institution is no longer active

Operations ceased on April 18, 2026. CRA examination history below reflects the period it was active.

OKLAHOMA HERITAGE BANK

ROFF, OK · Supervised by FDIC

Est. 1979FDIC #22,855RSSD: FDIC-22855
Part ofCHICKASAW BANC HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: August 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.02%

Institution Profile

FDIC BankFind

Address

515 S Hickory, ROFF, OK

County

Pontotoc County

Established

May 7, 1979

Total Assets

$97M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Aug 2026(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$97M

Total Deposits

$83M

Net Loans

$62M

Net Income

$4K

ROA

0.02%

ROE

0.15%

Risk-Based Capital

12.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$82M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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