Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$489M
Total Deposits
$409M
Net Loans
$377M
Net Income
$2M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.32%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 239 | 84.52% | 3.77% |
| 2023 | 230 | 85.65% | 2.61% |
| 2022 | 311 | 92.6% | 2.25% |
| 2021 | 553 | 92.95% | 1.45% |
| 2019 | 135 | 85.93% | 4.44% |
| 2018 | 94 | 84.04% | 8.51% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Intermediate Small Bank |
| Jul 2022 | Satisfactory | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
6
Branch Deposits
$380M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red